Adams-Hall Publishing

Table of Contents of High School Money Book



Part One

Money-Smart Ways to Think

1. The true value of money

2. The successes and mistakes of others

3. The secret to being successful

4. Needs vs. wants-what you need to know

5. Time is money

6. Resisting peer pressure

7. The price of being "in" and tulip mania

8. Voluntary simplicity and you

9. Frugality

10. Short- and long-term goals


Part Two

Money-Smart Ways to Live Day to Day

11. Practice safe Net on social networking sites

12. Protect your computer, mobile devices and yourself

13. Electronics and your life

14. Notebook riches

15. Getting a handle on day-to-day spending

16. Ten ways to become an everyday money-smart spender

17. The art of asking questions

18. Cash register smarts

19. Some tips on tipping


Part Three

Money-Smart Ways to Shop

20. Doubling your money while shopping

21. Get real when you shop

22. Know why you're shopping

23. Shop with a budget

24. Avoid impulsive spending

25. Shopping is not like breathing

26. Four times not to shop

27. Nine steps to successful shopping

28. Shopping smart on the Internet

29. Warranties

30. How to protect yourself when returning purchases


Part Four

Money-Smart Ways to Handle Debt and Credit

31. Keeping good credit-what's in it for you?

32. The best credit card advice

33. What credit card interest really costs

34. Having the right number of credit cards

35. Selecting the right credit card

36. How to get out of credit card debt

37. Credit card statement smarts

38. Smart borrowing: the ABCs of APRs

39. Debit cards

40. Preventing identity theft


Part Five

Money-Smart Ways to Give

41. The right time to start giving to others

42. Getting from giving


Part Six

Money-Smart Ideas to Discuss With Your Parents

43. Making money agreements with your parents

44. Making allowances for allowances

45. Money, work, grades and an incentive to save

46. Convincing parents you're different than your sibling(s)


Part Seven

Money-Smart Ways to Prepare for College

47. How much does it pay to go to college?

48. How to select the right college

49. Community colleges

50. Calculating a college-size nest egg

51. Nine ways to reduce college costs

52. Right and wrong ways to save for college costs

53. Tax-saving ideas and paying for college

54. Repaying college debt


Part Eight

Money-Smart Ways to Bank

55. Checking accounts

56. How to select a checking account

57. Balancing your checkbook

58. ATMs

59. Online banking

60. Savings accounts


Part Nine

Money-Smart Ways to Handle Paperwork

61. Starting to pay bills and file tax returns

62. A system for paying your personal bills

63. Storing your financial paperwork

64. Get a shredder


Part Ten

Money-Smart Ways to Make Your Money Grow

65. Piggy bank riches

66. The payoff from one decision

67. The trick to saving money

68. Doubling your money: the Rule of 72

69. The power of compound growth

70. Diversification

71. What's risky about risk?

72. What inflation costs you

73. Getting the right profit on investments

74. Investing without using real money

75. Stocks, mutual funds and indexes

76. How to read stock prices

77. How to read the mutual fund page

78. Expenses and taxes

79. Savings bonds

80. The ABCs of IRAs

81. Income tax basics

82. Owning assets outside of IRAs

83. Other types of investments

84. An essential 10-step financial checklist


Part Eleven

Money-Smart Ways to Work

85. The best job for you

86. Job benefits

87. Part-time work

88. Get it in writing

89. A few words about stock options

90. How to develop the saving habit

91. Preventing Social InSecurity

92. Becoming an entrepreneur


Part Twelve

Money-Smart Ideas for the Future

93. An apple a day and health insurance

94. Disability insurance

95. Life insurance

96. Naming life insurance & retirement plan beneficiaries  

97. Buying a home

98. How to take years off your home payments

99. Wills and trusts

100. Simplify your life

101. Seven real-life money-smart skills